<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0"><channel><title><![CDATA[Beautiful in Its Time]]></title><description><![CDATA[Beautiful in Its Time, hosted by Chelsea Lyles and Britnie Thompson, explores financial literacy, career growth, entrepreneurship, and personal development; helping listeners make wise decisions and elevate their lives in the right season.]]></description><link>https://beautifulinitstimepodcast.substack.com</link><image><url>https://substackcdn.com/image/fetch/$s_!dju_!,w_256,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0928301e-b2d9-4a1b-b55e-4f13461326c9_1254x1254.png</url><title>Beautiful in Its Time</title><link>https://beautifulinitstimepodcast.substack.com</link></image><generator>Substack</generator><lastBuildDate>Tue, 07 Jul 2026 02:17:20 GMT</lastBuildDate><atom:link href="https://beautifulinitstimepodcast.substack.com/feed" rel="self" type="application/rss+xml"/><copyright><![CDATA[Beautiful in Its Time]]></copyright><language><![CDATA[en]]></language><webMaster><![CDATA[timedbeautifully@gmail.com]]></webMaster><itunes:owner><itunes:email><![CDATA[timedbeautifully@gmail.com]]></itunes:email><itunes:name><![CDATA[Beautiful in Its Time]]></itunes:name></itunes:owner><itunes:author><![CDATA[Beautiful in Its Time]]></itunes:author><googleplay:owner><![CDATA[timedbeautifully@gmail.com]]></googleplay:owner><googleplay:email><![CDATA[timedbeautifully@gmail.com]]></googleplay:email><googleplay:author><![CDATA[Beautiful in Its Time]]></googleplay:author><itunes:block><![CDATA[Yes]]></itunes:block><item><title><![CDATA[Constructive Criticism vs. Derogatory Comments | Emotional Intelligence & Conflict Resolution]]></title><description><![CDATA[Constructive Criticism vs.]]></description><link>https://beautifulinitstimepodcast.substack.com/p/constructive-criticism-vs-derogatory</link><guid isPermaLink="false">https://beautifulinitstimepodcast.substack.com/p/constructive-criticism-vs-derogatory</guid><dc:creator><![CDATA[Beautiful in Its Time]]></dc:creator><pubDate>Mon, 01 Jun 2026 09:01:43 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/200064381/4baf64ae04e6f0db77081830faa2f438.mp3" length="0" type="audio/mpeg"/><content:encoded><![CDATA[<p><strong>Constructive Criticism vs. Derogatory Comments</strong> &#128483;&#65039;</p><p>How do you know when someone is trying to help you versus when they&#8217;re speaking from hurt, anger, or emotion? And even more importantly&#8230; <strong>how do you respond without losing your peace or your power?</strong> &#129293;</p><p>In this episode, we discuss:</p><p>&#10024; Emotional intelligence<br>&#10024; Responding with wisdom instead of emotion<br>&#10024; Why facts matter more than assumptions<br>&#10024; Healthy boundaries and conflict resolution<br>&#10024; The power of pausing before reacting<br>&#10024; Why silence is not weakness</p><p>One reminder we hope stays with you:</p><p>&#128173; <strong>Your power is in your response.</strong></p><p>We&#8217;re not perfect over here&#8212;we&#8217;re growing, learning, and evolving right alongside you &#127800;</p><p>&#128214; <em>&#8220;Be quick to listen, slow to speak, and slow to become angry.&#8221;</em> &#8212; James 1:19</p><p>We pray this episode encourages you to protect your peace, communicate with wisdom, and continue becoming the best version of yourself &#128149;</p><p>&#127911; Tune in now and don&#8217;t forget to share this episode with someone who may need the reminder.</p><p>Socials:</p><p>Email: timedbeautifully@gmail.com</p><p>Instagram: https://www.instagram.com/beautifulinitstimepodcast?igsh=MXJnZDJ0MWluYWk1Yw%3D%3D&amp;utm_source=qr</p><p>Facebook:</p><p>https://www.facebook.com/share/g/14a5VQHiirs/?mibextid=wwXIfr</p>]]></content:encoded></item><item><title><![CDATA[Credit Explained: How to Build, Use & Maintain Credit the Right Way]]></title><description><![CDATA[In this powerful episode of Beautiful in Its Time Podcast, Chelsea Lyles sits down with co-host and licensed credit counselor Britnie Thompson of Faith First Financials to reset the conversation around personal credit.]]></description><link>https://beautifulinitstimepodcast.substack.com/p/credit-explained-how-to-build-use</link><guid isPermaLink="false">https://beautifulinitstimepodcast.substack.com/p/credit-explained-how-to-build-use</guid><dc:creator><![CDATA[Beautiful in Its Time]]></dc:creator><pubDate>Mon, 25 May 2026 11:45:36 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/199175094/d60cb747c84168852486131b69683b6f.mp3" length="0" type="audio/mpeg"/><content:encoded><![CDATA[<p>In this powerful episode of <em>Beautiful in Its Time Podcast</em>, Chelsea Lyles sits down with co-host and licensed credit counselor Britnie Thompson of Faith First Financials to reset the conversation around personal credit. Together, they break down what credit really is, how credit scores work, and why credit should be used as a tool&#8212;not a lifestyle.</p><p>From payment history and utilization ratios to co-signers, student loans, and predatory lending, this episode offers practical financial wisdom and a faith-centered perspective on borrowing and stewardship. If you&#8217;ve ever wondered how to build credit, improve your score, or stop relying on credit cards to survive, this conversation is for you.</p><p><strong>Sound Mind Moment:</strong></p><p><strong>Proverbs 22:7</strong><em>&#8220;The borrower is servant to the lender.&#8221;</em></p><p><strong>Psalms 37:21</strong><em>&#8220;The wicked borroweth, and payeth not again: but the righteous sheweth mercy, and giveth.&#8221;</em></p><p><strong>Practical Solutions Shared:</strong></p><p>-Know your income and understand your cash flow</p><p>-Build and protect your savings first</p><p>-Pull and review your credit report regularly</p><p>-Borrow with intention and strategy</p><p>-Avoid overextending yourself with unnecessary debt</p><p><strong>Connect With Us:</strong></p><p>Email: <a href="mailto:timedbeautifully@gmail.com">timedbeautifully@gmail.com</a></p><p>Instagram: <a href="https://www.instagram.com/beautifulinitstimepodcast?igsh=MXJnZDJ0MWluYWk1Yw%3D%3D&amp;utm_source=qr">https://www.instagram.com/beautifulinitstimepodcast?igsh=MXJnZDJ0MWluYWk1Yw%3D%3D&amp;utm_source=qr</a></p><p>Facebook:</p><p><a href="https://www.facebook.com/share/g/14a5VQHiirs/?mibextid=wwXIfr">https://www.facebook.com/share/g/14a5VQHiirs/?mibextid=wwXIfr</a></p><p><strong>If this episode helped you, leave a review and share it with someone who needs this conversation!</strong></p><p>credit score tips, how to build credit, personal finance podcast, credit card debt, financial literacy, credit repair, budgeting tips, cash flow, co-signer advice, student loans, faith and finances, money mindset, credit myths, debt management, Beautiful in Its Time podcast</p>]]></content:encoded></item><item><title><![CDATA[Is Social Media Your Demise? | Oversharing, Validation & Protecting Your Brand]]></title><description><![CDATA[In this episode of Beautiful In Its Time, Chelsea and Britnie unpack the truth about social media, personal branding, oversharing, and validation culture.]]></description><link>https://beautifulinitstimepodcast.substack.com/p/is-social-media-your-demise-oversharing</link><guid isPermaLink="false">https://beautifulinitstimepodcast.substack.com/p/is-social-media-your-demise-oversharing</guid><dc:creator><![CDATA[Beautiful in Its Time]]></dc:creator><pubDate>Tue, 12 May 2026 22:27:57 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/197406649/69837f0868d778f701fb06ecd1d2148b.mp3" length="0" type="audio/mpeg"/><content:encoded><![CDATA[<p>In this episode of Beautiful In Its Time, Chelsea and Britnie unpack the truth about social media, personal branding, oversharing, and validation culture.</p><p>Is your social media helping your future&#8230; or harming it?</p><p>From emotional posting and cancel culture to business credibility, career opportunities, and protecting your peace, this conversation dives into how social media can either become a powerful tool or your downfall.</p><p>If this episode encouraged you, challenged your thinking, or made you reflect on your online presence, be sure to share it with a friend, leave a rating, and follow Beautiful In Its Time Podcast for more conversations surrounding life, money, career, and building a sound mindset.</p><p>Socials:</p><p>Email: <a href="mailto:timedbeautifully@gmail.com">timedbeautifully@gmail.com</a></p><p>Instagram: <a href="https://www.instagram.com/beautifulinitstimepodcast?igsh=MXJnZDJ0MWluYWk1Yw%3D%3D&amp;utm_source=qr">https://www.instagram.com/beautifulinitstimepodcast?igsh=MXJnZDJ0MWluYWk1Yw%3D%3D&amp;utm_source=qr</a></p><p>Facebook:</p><p><a href="https://www.facebook.com/share/g/14a5VQHiirs/?mibextid=wwXIfr">https://www.facebook.com/share/g/14a5VQHiirs/?mibextid=wwXIfr</a></p><p>This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit <a href="http://beautifulinitstimepodcast.substack.com">beautifulinitstimepodcast.substack.com</a></p>]]></content:encoded></item><item><title><![CDATA[Time Management: Do You Really Have 24 Hours? |Money, Productivity & Intentional Living]]></title><description><![CDATA[You don&#8217;t really have 24 hours&#8212;so what are you doing with the time you actually have?]]></description><link>https://beautifulinitstimepodcast.substack.com/p/time-management-do-you-really-have</link><guid isPermaLink="false">https://beautifulinitstimepodcast.substack.com/p/time-management-do-you-really-have</guid><dc:creator><![CDATA[Beautiful in Its Time]]></dc:creator><pubDate>Mon, 04 May 2026 13:55:10 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/196420759/55116500c8537f5fed35e43db22f12f5.mp3" length="0" type="audio/mpeg"/><content:encoded><![CDATA[<p>You don&#8217;t really have 24 hours&#8212;so what are you doing with the time you actually have? Chelsea and Britnie talk <strong>productivity, discipline, and intentional living</strong> to help you stop wasting time and start living with purpose.</p><p>&#10024; What We Cover:</p><p>The reality behind the &#8220;24 hours in a day&#8221; statement</p><p>How work, sleep, and life responsibilities actually leave you with <strong>4&#8211;6 usable hours</strong></p><p>The difference between being <strong>busy vs. being productive</strong></p><p>Why &#8220;time is money&#8221; isn&#8217;t always what you think</p><p>The dangers of comparison in the social media era</p><p>How procrastination is really <strong>assuming you have tomorrow</strong></p><p>Why planning (and reevaluating) is key to growth</p><p>Stewardship of time vs. just managing it</p><p>Real-life examples: fitness, finances, and missed opportunities</p><p>The importance of preparing your life AND your legacy (beneficiaries, planning ahead, etc.)</p><p>&#128173; Key Takeaways:</p><p>You don&#8217;t need to do everything&#8212;you need to do what matters <strong>intentionally</strong></p><p>Being &#8220;busy&#8221; without direction is not progress</p><p>Time is a gift, not a guarantee</p><p>Stillness can be just as productive as action</p><p>Your life should reflect what truly matters&#8212;not what social media pressures you to chase</p><p>&#128214; <strong>Sound Mind Moment</strong></p><p><strong>Ephesians 5:15&#8211;16 (ESV)</strong>&#8220;Look carefully then how you walk, not as unwise but as wise, making the best use of the time, because the days are evil.&#8221;</p><p>Socials:</p><p>Email: <a href="mailto:timedbeautifully@gmail.com">timedbeautifully@gmail.com</a></p><p>Instagram: <a href="https://www.instagram.com/beautifulinitstimepodcast?igsh=MXJnZDJ0MWluYWk1Yw%3D%3D&amp;utm_source=qr">https://www.instagram.com/beautifulinitstimepodcast?igsh=MXJnZDJ0MWluYWk1Yw%3D%3D&amp;utm_source=qr</a></p><p>Facebook:</p><p><a href="https://www.facebook.com/share/g/14a5VQHiirs/?mibextid=wwXIfr">https://www.facebook.com/share/g/14a5VQHiirs/?mibextid=wwXIfr</a></p><p>This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit <a href="http://beautifulinitstimepodcast.substack.com">beautifulinitstimepodcast.substack.com</a></p><p></p><ul><li><p>Time management</p></li><li><p>Productivity tips</p></li><li><p>Intentional living</p></li><li><p>Work-life balance</p></li><li><p>Financial literacy</p></li><li><p>Career growth</p></li><li><p>Procrastination</p></li><li><p>Discipline and habits</p></li><li><p>Faith-based personal development</p></li><li><p>Stewardship of time</p></li><li><p>Goal setting and planning</p></li></ul>]]></content:encoded></item><item><title><![CDATA[Pivot, Don’t Panic: What AI Really Means for Your Career]]></title><description><![CDATA[In this episode, we explore the growing impact of artificial intelligence and the question on everyone&#8217;s mind: Will AI take your job?]]></description><link>https://beautifulinitstimepodcast.substack.com/p/pivot-dont-panic-what-ai-really-means</link><guid isPermaLink="false">https://beautifulinitstimepodcast.substack.com/p/pivot-dont-panic-what-ai-really-means</guid><dc:creator><![CDATA[Beautiful in Its Time]]></dc:creator><pubDate>Mon, 27 Apr 2026 09:45:51 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/195590134/ba89babc52280899fafbcfb74c4d87b6.mp3" length="0" type="audio/mpeg"/><content:encoded><![CDATA[<h5></h5><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://beautifulinitstimepodcast.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe now&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://beautifulinitstimepodcast.substack.com/subscribe?"><span>Subscribe now</span></a></p><h5>In this episode, we explore the growing impact of artificial intelligence and the question on everyone&#8217;s mind: <em>Will AI take your job?</em></h5><p>We unpack what AI truly is, how it functions as a tool rather than a replacement for human creativity, and why adaptability is essential in today&#8217;s evolving workforce. Through real-world examples in finance, hiring, and everyday life, we discuss how technology is reshaping industries&#8212;and how individuals can stay ahead by pivoting, learning new skills, and embracing change.</p><p>The key message: don&#8217;t fear innovation&#8212;use it wisely. Your value is rooted in your humanity, creativity, and ability to evolve.</p><p>If this episode spoke to you, share it with a friend and leave us a review on your favorite platform.</p><p>Socials:</p><p>Email: timedbeautifully@gmail.com</p><p><strong>Instagram: </strong><a href="https://www.instagram.com/beautifulinitstimepodcast?igsh=MXJnZDJ0MWluYWk1Yw%3D%3D&amp;utm_source=qr">https://www.instagram.com/beautifulinitstimepodcast?igsh=MXJnZDJ0MWluYWk1Yw%3D%3D&amp;utm_source=qr</a></p><p><strong>Facebook</strong>:</p><p><a href="https://www.facebook.com/share/g/14a5VQHiirs/?mibextid=wwXIfr">https://www.facebook.com/share/g/14a5VQHiirs/?mibextid=wwXIfr</a></p>]]></content:encoded></item><item><title><![CDATA[Would You Hire Yourself? Be Honest.]]></title><description><![CDATA[Would you hire yourself?]]></description><link>https://beautifulinitstimepodcast.substack.com/p/would-you-hire-yourself-be-honest</link><guid isPermaLink="false">https://beautifulinitstimepodcast.substack.com/p/would-you-hire-yourself-be-honest</guid><dc:creator><![CDATA[Beautiful in Its Time]]></dc:creator><pubDate>Tue, 21 Apr 2026 00:46:50 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/194861962/962de31f65a732961409ee1aa9a68ca6.mp3" length="0" type="audio/mpeg"/><content:encoded><![CDATA[<p>Would you hire yourself? In this episode, we break down the real qualities that make someone a valuable employee or business owner. From accountability and emotional intelligence to leadership and critical thinking, we explore what separates A players from B and C players in today&#8217;s workforce. If you&#8217;re serious about career growth, financial literacy, and leveling up your mindset, this conversation is for you.</p>]]></content:encoded></item><item><title><![CDATA[2. Health Is Wealth…Or Is It? The Truth About Discipline, Money & Daily Habits]]></title><description><![CDATA[Episode 2 Season 1]]></description><link>https://beautifulinitstimepodcast.substack.com/p/2-health-is-wealthor-is-it-the-truth</link><guid isPermaLink="false">https://beautifulinitstimepodcast.substack.com/p/2-health-is-wealthor-is-it-the-truth</guid><dc:creator><![CDATA[Beautiful in Its Time]]></dc:creator><pubDate>Tue, 31 Mar 2026 00:16:40 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/192673880/bcc39142c17eea657c5893e142154b53.mp3" length="0" type="audio/mpeg"/><content:encoded><![CDATA[<p></p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://beautifulinitstimepodcast.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">Thanks for reading! Subscribe for free to receive new posts and support my work.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div><p>In this episode of <em>Beautiful In Its Time Podcast</em>, Chelsea and Britnie unpack the popular phrase &#8220;health is wealth&#8221;&#8230; and challenge what it really means.</p><p>From gym memberships and meal prep to fast food, convenience culture, and budgeting&#8212;this conversation dives deep into how your <strong>daily habits, discipline, and mindset</strong> impact both your health <em>and</em> your finances.</p><p><strong>Join our community </strong>&#128172;<br>We just launched our Facebook group:<br><strong>Beautiful In Its Time Podcast</strong></p><p>Come connect with us, ask questions, and be part of the conversation&#8212;we may even feature your ideas in future episodes!</p><p>Don&#8217;t forget You can also find us on Instagram + YouTube!</p>]]></content:encoded></item><item><title><![CDATA[The Tax Refund Illusion]]></title><description><![CDATA[Ep.1 Season 1]]></description><link>https://beautifulinitstimepodcast.substack.com/p/the-tax-refund-illusion</link><guid isPermaLink="false">https://beautifulinitstimepodcast.substack.com/p/the-tax-refund-illusion</guid><dc:creator><![CDATA[Beautiful in Its Time]]></dc:creator><pubDate>Mon, 23 Mar 2026 16:48:39 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/191883590/ccbd5b08e040f791c9831a048d825b22.mp3" length="0" type="audio/mpeg"/><content:encoded><![CDATA[<p>Hey! Hey! Hey! Episode is live.</p><p>We&#8217;re kicking things off by challenging something a lot of people look forward to every year: tax refunds.</p><p>In this episode, we talk about why getting a big refund might not actually be a win&#8212;and how shifting your mindset around money can lead to real financial stability.</p><p>If you&#8217;ve ever said &#8220;I&#8217;m counting on this refund,&#8221; this one&#8217;s for you.</p><p>Listen in and let us know what hit home for you.</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://beautifulinitstimepodcast.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">Thanks for reading! Subscribe for free to receive new posts and support my work.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div>]]></content:encoded></item></channel></rss>